Save Money with
Affordable and Flexible Loans!

Apply online

Quick process

Get money within 24 hours

Loan Term and Basic Requirements:

   Loan Amount: $5K – $300K

   Loan Tenure: 91 Days – 24 Months

   Repayment: Weekly

   Required Credit Score : >590

   Time in Trading : Minimum 6 Months

   Minimum Monthly Revenue: >$6K

Interest Rates

  • The lowest interest rate is 9.9 % p.a.
  • The maximum interest rate for small business is 26.5% p.a.
  • The lender considers several factors while charge interest rate, such as type of industry, cash flow, credit score and time in business.
  • Loan approval is subject to credit assessment.
  • The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings.

Installment Loans is a lender and a broker (ACL 389610). Every lender has different eligibility criteria. If we found an applicant not suitable for a loan as per our terms & conditions, we may refer you to our partner lenders. Above mentioned rates applying to small business loans only. By submitting your details, you agree with us to go ahead with your application processing.

Installment Loans is specialized in:

Small Business Funding

Small Businesses play a vital role in the economy of a country. We provide funding to survive them in a better way.

Unsecured Business Loans

These are no collateral business loans. The small business owners can borrow from $5K – $300K on an instant basis.

Low Doc Business Loans

We do not need a lot of paperwork to proceed with your loan application. It is an easy online application process, which hardly takes 5-10 minutes.

Apply for Small Business Loans

It is a three-step application process. Submit your details through the application form, wait for some time to talk to the loan expert and get your cash on approval.

Business Line of Credit

This is another solution to the business cash flow challenges. Use, how much is required and don’t pay the interest rate for the remaining amount.

Cash Flow for Small Businesses

If you need a business loan right now to push your cash flow, look nowhere. Our same day business loans are an ideal solution to the companies in Australia.

Business Loans for Sole Traders

If a sole trader has a stable business from the last 6 months, he can also get the advantage of this quick business funding.

Low Doc Equipment Finance

We do not have a lengthy documentation process. We only need your driving license and 6 months old bank statement to start an application. That too on the online application form.

We welcome all the Australian Small Business Owners, who are looking for:

Inventory Finance

Machinery Loans

Commercial Car Loans

Equipment Finance

Business Cash Flow

Business Line of Credit

Industries, we are serving to:
Hospitality Industry
Beauty Salons
Plumbing Industry
Automotive industry
Transport Industry
The retail and wholesale industry
Cafeterias and Restaurants
These unsecured business loans are useful to the following purposes:
  • Business Billing Payments
  • Commercial Vehicle Purchase
  • Business Expansion
  • Equipment and Machinery Purchase
  • Marketing and Business Events
  • Websites and Digital Marketing of Business
  • Business Line of Credit
  • Other Business Purposes

I’m Interested, But First a Few Questions…


Application is easy, all you need to click on “Apply Now” or “Get Started” button. Complete the application form by filling up all the details and submit it. One of our lending partners will contact you in the next business hours..

For most loan approvals can be in as little as 24 hours, once you submit all the required documents. Moreover, this is dependent on the heath of your business, but we will always get the loan approved as fast as possible, and we will be in contact to provide updates as often as you need.

Your ABN/ACN details, driver’s licence, trading business bank details and some basic details about your business, this may include how long it has been operating, the structure and turnover. The more details you have, the better.

The longer a business has been operating, the easier it is to get approved. However, we will examine each business as it currently stands. A new venture may be a higher risk, but that does not mean approval is impossible. Get in touch today so we can find a loan provider that suits.

The length of the loan can be determined by yourself and the business loans provider. However most often the minimum terms are 91 Days and the maximum are 24 months.

If you have the means to pay the loan out early, then this is a possible option; in some cases, the provider can offer a discount on the remaining interest.

We do not offer loans from providers that have add-on fees to your loan. We see this as being unethical and it is not something that we do. The minimum interest rate is 9.9%p.a. and it will go upto a maximum of 26.5%p.a.

We will always try our best to get a good rate for our clients, but the rates are usually determined by the providers and their risk assessment results.

Our services come with no obligation to take the loan that has been offered.

In most cases security is not required for the loan to be approved. Loans are often based on a business risk assessment, so security is not needed. Which is perfect for business that are not heavily invested in material items.

The loan can be used for any business endeavour. If you can provide details on what the loan will be used for and how it will affect your business, this can go in your favour for reducing your business risk assessment.


Lowest rate is 9.9% p.a. simple interest rate. The lender uses a risk-based pricing model to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. Eg. a $10,300 12-month loan (comprising a $10,000 disbursement and $300 origination fee) with a simple interest rate of 9.9% p.a. would have total repayment amount of $11,320. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to Lender’s small business loan product only.

Address: 8 Budawang Street, Parkinson, QLD 4115 Australia
(We do not accept physical loan applications at this address.)
Australian Credit Licence (ACL): 389610
 Apply Now