When you do not have a favorable credit status, it can be difficult for you to qualify for loans and credit cards. On the credit score that falls at or below 619 is considered as bad or poor credit. When you have low credit score you might have to settle for loans with less desirable

Credit history is comprised of all the credit related personal information of an individual. It is usually the sensitive details about the credit worthiness of the folks which include debts, credit, loan applications, even bankruptcy, defaults, court judgment and court writ information. Credit checks are essentially acknowledged as Credit History Checks/Credit Reference Checks. Credit checks