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Inventory Finance For Small and Medium Size Businesses in Australia:

No Collateral Inventory Finance

We are looking forward to helping all types of wholesalers and retails to fill up their inventory. We don’t want to let funding become a fence between you and your customers. There is no need to keep anything as security. These are unsecured business loans. Get a pretty volume of sales during the holiday season.

Cash Flow

Financial fluctuation is a very common challenge to face in all types of businesses. But sometimes, the funding shortage can delay your stock fulfillment and you can lose your valuable customers. No more worries at all. Apply for a business loan and get funds within 24 hours on approval.

Low Doc Inventory Finance

We don’t have very lengthy and hard paperwork to start an application. It will hardly take your 5 minutes as it an online application process. We need your driving license details and ACN/ABN to start an application. Your 6 months bank statement will help us to decide, how much you can easily afford to repay.

A Must Read Information For Applicants

Loan Amount: $5K – $300K

Loan Tenure: 3 Months – 24 Months

Repayment: Weekly

Required Credit Score : >590

Time in Trading : Minimum 6 Months

Required Monthly Revenue: >$6K

(For e.g. , if you have to apply for $5K, your minimum monthly revenue should be $6K. If you require $150K, your minimum monthly revenue should be $150K. The maximum ratio of the requested loan amount and required monthly revenue will be 80/120.)

Interest Rates

  • The lowest interest rate is 9.9 % p.a.
  • The maximum interest rate for small business is 26.5% p.a.
  • The lender considers several factors while charge interest rate, such as type of industry, cash flow, credit score and time in business.
  • Loan approval is subject to credit assessment.
  • The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings.

Installment Loans is a lender and a broker (ACL 389610). Every lender has different eligibility criteria. If we found an applicant not suitable for a loan as per our terms & conditions, we may refer you to our partner lenders. Above mentioned rates applying to small business loans only. By submitting your details, you agree with us to go ahead with your application processing.

We welcome all the Australian Small Business Owners, who are looking for:

Inventory Finance

Machinery Loans

Commercial Car Loans

Equipment Finance

Business Cash Flow

Business Line of Credit

Industries, we are serving to:
Hospitality Industry
Beauty Salons
Plumbing Industry
Automotive industry
Transport Industry
The retail and wholesale industry
Cafeterias and Restaurants
These unsecured business loans are useful to the following purposes:
  • Cash flow during offseason
  • Hiring new staff
  • To fulfill inventory stock
  • Business Billing Payments
  • Commercial Vehicle Purchase
  • Business Expansion
  • Equipment and Machinery Purchase
  • Marketing and Business Events
  • Websites and Digital Marketing of Business
  • Business Line of Credit
  • Other Business Purposes


Lowest rate is 9.9% p.a. simple interest rate. The lender uses a risk-based pricing model to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. Eg. a $10,300 12-month loan (comprising a $10,000 disbursement and $300 origination fee) with a simple interest rate of 9.9% p.a. would have total repayment amount of $11,320. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to Lender’s small business loan product only.

Address: 8 Budawang Street, Parkinson, QLD 4115 Australia
(We do not accept physical loan applications at this address.)
Australian Credit Licence (ACL): 389610