Small Personal Loans FAQs

Warning About Borrowing

Yes, you can easily apply for a payday loan online. Fill in the application form with us and submit it and in no time we will let you know if you have been pre-approved.

Payday loan is a short term loan. If you are days away from your next payday and you do not have the cash required to take care of you urgent needs then this loan is the best solution to consider.

Yes, you can literally apply for this loan from anywhere where you have access to the internet.

In order to be considered as eligible to apply you will need to confirm that you are a citizen of Australia, have attained 18 years of age and have a fixed monthly income and a valid bank account.

Not at all! Most lenders will never go through your present credit status ahead of accepting your loan application. However, the rate of interest may get affected due to your unfavorable credit status. The rate of interest may shoot up due to the risk involved in offering a loan to bad credit holders.

An amount anywhere between AU$100 to AU$1000 can be obtained upon approval. You will get 2 to 4 weeks to repay back the borrowed money.

No, there is no restriction on the usage of the money obtained upon approval. You can freely spend it for any urgent expenditure.

Once your application has been approved you can get the approved cash the very next business day. For your easy access, lenders will get the cash deposited directly into your checking account.

Yes it is absolutely safe to apply online. We have taken every possible and necessary security measures to keep your personal details safe and confidential.

Failure to make repayment on time may have several consequences. Lenders may charge you with high interest rates and it may also impact your credit score.