Getting a business loan should not be a difficult endeavour. It is understandable that at times you may need a lift in your operating funds. It could be for a variety reasons, perhaps you need to get new equipment, or there is an imbalance between your cash flow and your operating costs. Applying and receiving a loan needs to be quick and financially stable, it should not be a long and drawn out process. We can find the right loan provider that suits your needs and we can do it fast and efficiently so that getting a loan is a simple and painless operation, just as it should be.
When you contact us, which can be done directly or through a contact form, our team will assess your requirements and then find the provider that suits your needs and situation. There is no need to worry or stress as we will take care of the hard part for you. Finding the right provider comes with no obligation to take up the loan; we are only interested in helping you out in the best way that we can.
The loans we can offer are from $5,000 to $300,000.
Application is a simple process and, in most cases, needs minimal documentation and can be approved within 24 hours.
Repayment terms are variable and are designed to work with your business cashflow.
We are an established business loan provider with many years of experience and clients to match.
Our team are skilled financial advisors that can help you get to your business goals. But first and foremost, we are here to work with you, we want to see you succeed as much as you do, and in facilitating a business loan that suits your needs is our primary goal.
Only in working together can we help you make the right choices when it comes to a loan provider.
Our rates are variable and dependant on which company you choose for your business loan.
Most often rates from loan providers can differ from 9.9% to 26.5% but this is based on the risk involved. A loan provider will examine your business, with the information you provide, and determine which rate applies.
The rate that you are offered is largely determinedby, but not limited to, business cash flow, your experience and credit ratings. However, regardless of the rate offered, it will always be up to you if you want to proceed with the loan.
**The lender may ask for any additional documents during loan application processing
TERMS & CONDITIONS
Lowest rate is 9.9% p.a. simple interest rate. The lender uses a risk-based pricing model to determine applicable rates using factors such as industry, years in business, cash flow and creditworthiness. Rates for small business loans range from 9.9% to 26.5% p.a. simple interest rate. The lowest rate is only available to applicants with the strongest cash flows, business experience and credit ratings. Eg. a $10,300 12-month loan (comprising a $10,000 disbursement and $300 origination fee) with a simple interest rate of 9.9% p.a. would have total repayment amount of $11,320. Approval is subject to credit assessment. Fees, terms and conditions apply. These rates apply to Lender’s small business loan product only.
Application is easy, all you need to do is get in contact with us and we can start the initial process to find a loan that suits your business. Then once we start the ball rolling everything will fall into place, it’s that easy.
For most loan approvals can be in as little as 24hours. However, this is dependent on the heath of your business, but we will always get the loan approved as fast as possible, and we will be in contact to provide updates as often as you need.
While this is dependent on the loan provider, it is best to have available your ABN/CAN, driver’s licence, trading business bank details and some basic details about your business, this may include how long it has been operating, the structure and turnover. The more details you have, the better.
The longer a business has been operating, the easier it is to get approved. However, we will examine each business as it currently stands. A new venture may be a higher risk, but that does not mean approval is impossible. Get in touch today so we can find a loan provider that suits.
The length of the loan can be determined by yourself and the business loans provider. However most often the minimum terms are 3 months and the maximum are 24 months.
If you have the means to pay the loan out early, then this is a possible option; in some cases, the provider can offer a discount on the remaining interest.
We do not offer loans from providers that have add-on fees to your loan. We see this as being unethical and it is not something that we do.
We will always try our best to get a good rate for our clients, but the rates are usually determined by the providers and their risk assessment results.
Our services come with no obligation to take the loan that has been offered.
In most cases security is not required for the loan to be approved. Loans are often based on a business risk assessment, so security is not needed. Which is perfect for business that are not heavily invested in material items.
The loan can be used for any business endeavour. If you can provide details on what the loan will be used for and how it will affect your business, this can go in your favour for reducing your business risk assessment.