Home Loans Refinancing
Get approved quickly with flexible repayment options tailored to your financial situation. No hidden fees, no stress.
Quick Calculator
$5500
Your repayment is:
$137.50
Weekly
Repayment amount is a guide only. Actual fees and charges may apply.
Indicative Rates & Examples
Transparent pricing with no hidden surprises. See what your repayments could look like across different loan terms.
Borrow
$500
Costs:
$165
Borrow
$1,000
Costs:
$330
Borrow
$1,500
Costs:
$495
Borrow
$2,000
Costs:
$660
Example Scenario
A personal loan of $1,000 over 3 months has fees and charges totalling $330. Minimum term: 2 months | Maximum term: 3 months | Max ACR: 48.67% | Total repayments: $1,330
Borrow
$500
Costs:
$220
Borrow
$1,000
Costs:
$440
Borrow
$1,500
Costs:
$660
Borrow
$2,000
Costs:
$880
Example Scenario
A personal loan of $1,000 over 6 months has fees and charges totalling $440. Minimum term: 2 months | Maximum term: 12 months | APR: Not applicable
Borrow
$2,100
Costs:
$1,345
Borrow
$2,200
Costs:
$1,390
Borrow
$2,500
Costs:
$1,525
Borrow
$2,999
Costs:
$1,749
Example Scenario
A personal loan of $2,500 for 13 months has fees and charges totalling $1,525. Min: 12 months | Max: 13 months | Max ACR: 44.95% | Comparison Rate (based on $2,500 over 24 months): 34.28%
Borrow
$3,000
Costs:
$1,750
Borrow
$3,500
Costs:
$1,975
Borrow
$4,000
Costs:
$2,200
Borrow
$4,600
Costs:
$2,470
Example Scenario
A personal loan of $4,000 for 15 months has fees and charges totalling $2,200. Min: 15 months | Max: 16 months | Max ACR: 45.31% | Comparison Rate (based on $2,500 over 24 months): 34.28%
Borrow
$5,000
Costs:
$2,650
Borrow
$6,000
Costs:
$3,100
Borrow
$7,000
Costs:
$3,550
Borrow
$7,500
Costs:
$3,775
Example Scenario
A personal loan of $5,000 for 19 months has fees and charges totalling $2,650. Min: 19 months | Max: 20 months | Max ACR: 46.03% | Comparison Rate (based on $10,000 over 36 months): 25.35%
Important Disclaimer
These examples are provided for illustrative purposes only and do not constitute a quote, offer, or approval guarantee. Actual repayment amounts may vary materially depending on individual credit assessments, final loan approval terms, and any adjustments to fees or interest rates that may apply.
Comparison Rate Notice
The Comparison Rate is based on specific loan amounts and timeframes. Different loan amounts and terms result in different Comparison Rates. Costs such as redraw and early repayment fees are not included but may influence total borrowing costs. Contact us or visit our website for complete details.
If you are looking for a new loan with better rates and features then refinancing is the answer. Whether you want to pay off your loan ahead of time or want to keep the repayment amount low, at Installment Loans we can help you find customised loan to suit all your needs.
There are various benefits of refinancing. Whether you are looking for a competitive interest rate or planning to renovate or move you can consider opting for refinance. If your existing loan does not suit you or you want to access your home equity for investment, refinancing can be a feasible option.
The complete refinancing process is absolutely easy. Ahead of getting started take your time to explore the cost of refinancing loan offered by different lenders. Refinancing can be expensive. The terms and conditions will depend on your current home loan. So, you should ask your present lender about the various cost involved. They may or may not charge you extra fee for ending your loan with them. Charges such as discharge fee and deferred establishment fee may be included.
Choosing the right loan is important. We will review your current loan and check out the various ways that will help us to improve your present financial position. Understanding your requirements and repayment ability will make it easy to decide which loan is best for your needs. Fulfill the necessary requirements and paperwork related to your employment and income and in no time you will be provided with a quick reply.
Come to Installment Loans and we will make your switching easy and offer more choices and flexibility. So, if you are finding the existing term of your home loan unsuitable, refinancing could be a great solution for you.
Why Choose Us
We're committed to making loans simple, transparent, and accessible to Australians just like you. With over a decade of experience in financial services, we understand what borrowers need.
100% Online, No Paperwork
Complete your entire application online in minutes. No forms to print, no documents to mail, no trips to the bank. Everything happens securely through our encrypted platform.
Flexible Repayment Terms
Choose weekly, fortnightly, or monthly repayments that align perfectly with your pay cycle. Take control of your finances with repayment options that work for you.
Transparent & Secure
No hidden fees, no surprises. Your data is encrypted and protected with bank-level security. We believe in total transparency in every transaction.
Simple Application Process
Get approved in just 3 easy steps
1
Apply Online
Fill out your personal and financial details in our secure online form. It's quick, easy, and takes less than 5 minutes. We only ask for essential information.
2
Get Approved
Our team reviews your application and provides a decision within 24 hours. We'll contact you directly to discuss your loan terms and answer any questions.
3
Receive Funds
Once approved, funds transfer directly to your nominated bank account on the same or next business day. Access your funds quickly when you need them most.
What Our Customers Say
Real feedback from real customers who trusted us with their financial needs
Super Fast & Easy
I was approved and had funds in my account within 24 hours. The entire process was straightforward and hassle-free. Exactly what I needed!
Excellent Support
The team answered all my questions thoroughly and professionally. They explained everything clearly and made me feel confident about my decision.
Flexible & Fair
I loved being able to choose my own repayment schedule. The flexibility with fortnightly payments aligned perfectly with my payday. Couldn't ask for better!
No Hidden Fees
Transparent pricing with absolutely zero surprises. The total cost was exactly what they quoted. This is how borrowing should work!
Ready to Get Started?
Apply now and get a decision within 24 hours. Available anywhere in Australia.