Your spending habits can have a huge influence on your credit rating. So, whether you are spending money out of your current account or using your credit card, you need to consider how it is going to affect your ability to get a mortgage or a personal loan in the future. It can affect your

Loan approvals are always not a sure thing. Whether you dream of buying your own house, a luxury car or start your own venture, it will be easy for you get started only when your loan gets approved. So, what do you do when your loan request gets rejected? It may get rejected due to

When you do not have a favorable credit status, it can be difficult for you to qualify for loans and credit cards. On the credit score that falls at or below 619 is considered as bad or poor credit. When you have low credit score you might have to settle for loans with less desirable

Everyone must have heard a lot about credit history. But are you really aware about the factors and financial aspects that influence it and that actually do not impact your credit score at all? Some of the factors that will have an influence on your credit history include the length of credit, payment history, the

The Internet today is overflowing with several websites proclaiming how you can earn extra cash right from the comfort of your home. Most of the time they require you to first buy a book or a CD or DVD to learn how. With so much garbage out there, it can be really frustrating to find

Number of families today tries to eliminate some of their financial stress by earning extra income, despite having a full time job. However, finding additional source of income may not be easy for everyone. So, for those who are looking to increase their family income, we have put together a few helpful tricks. Property The

Everyone knows that being late on your loan payment and credit card payment can directly hit your credit status. Only when you are charged with late fee, you will realize the amount of money you could have saved by paying your bills on time. It is true that one single household may have dozens of

Surviving with bad credit is not at all cheap or easy. Having a good credit will not just help you to save money but also make life much easier. In this article we let you know more about how you can maintain your good credit and the various benefits that you can enjoy by having

Everyone longs to have their own home. Unfortunately, one major drawback that can make buying a home a difficult prospect is your poor credit history. Your low credit score is going to create complications whenever you are trying to purchase anything big, like a home or a car. Your credit score will tell all about

No matter how much your monthly income is it is your money habits that will decide whether you are living a life of prosperity or facing constant financial stress. There are several merits of good money habits. Following them will help you to move along the road to prosperity. Read on to know more about